However, since all information is online, there is always a chance that someone might retrieve the information and misuse it. All customers want their transactions to be confidential. When we talk about banking transactions, security of the transaction is of paramount importance. are a potential source of operational risk of e-banking. Unauthorized access to the bank’s systemsĪpart from technological errors, human factors like negligence (customers or employees), employee frauds, hackers, etc.Compromises in the integrity of data, data privacy, and confidentiality.Operation risk or transactional risk is the most common type of risk of e-banking. Here are the risks of e-banking in detail: Operational Risk
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